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BEC中級閱讀理解材料匯總1
You have your dream interview lined up. But how do you ensure that you get the best possible salary?
While the pay for junior-level positions is typically fixed, mid- to senior-level employees and managers have more flexibility to negotiate their salaries. Here are some tips from recruiters and human-resource managers that can help improve your chances of snagging a high salary.
1. Research, research, research
To get a better salary, begin by figuring out what's the highest you can get. 'Do good homework on what are the prevailing salaries for a similar role in the industry,' says Sanjay Pandit, managing director of recruiting firm Manpower Services India.
This is easier said than done, because companies don't exactly publish their pay scales in the newspaper.
Ask your friends or trustworthy colleagues about potential salaries for someone with your relevant experience and skills. If you are working through a recruiting company, they might be able to give you a range.
Finally, you can try using networking web sites like LinkedIn to connect with people in the field or company you are applying to, who in turn could provide you with some guidance.
It might help to dig through the annual reports of the company you are applying to and read recent news reports, in order to figure out how the company is doing financially. A larger and more successful company can afford to pay higher salaries than a smaller or struggling one.
2. Curb your eagerness
As with any negotiation, if you convey your eagerness for something, you lose your bargaining power. 'Whoever shows more interest always gets less,' says Sanjay Muthal, managing director of executive search firm NuGrid Consulting Pvt. Ltd., in Mumbai.
Candidates need to strike a balance between appearing interested in the particular job, and not appearing too eager.
Mr. Muthal advises talking about macro issues such as the role you're applying for and potential responsibilities, rather than discussing the nitty-gritty of expected pay. 'If you generate a terrific impression, then salary follows,' he says.
3. Wait to be asked
Candidates should not begin the salary discussion because that makes them 'come across as being too money-minded,' says Zak Parker, regional HR director of North Africa, Middle East & Southern Asia for security services firm G4S PLC.
Wait for the company to start the salary negotiation. It might help to delay the discussion till all interview rounds are over. The further along you are in the interview process, the more interested the hiring managers would be in you. That puts you in a better position to ask for a higher salary, because the manager might go back to the human resources team or the budgeting team to ask for more money for you.
BEC中級閱讀理解材料匯總2
中國貨幣政策從“穩(wěn)健”轉(zhuǎn)為“從緊”中國政府宣布，已將貨幣政策由“穩(wěn)健”調(diào)整為“從緊”。這再度表明，政府擔(dān)心目前兩位數(shù)的經(jīng)濟(jì)增長會進(jìn)一步加速。
China has announced it has shifted its monetary policy stance from “prudent” to “tightening” in another sign that Beijing is concerned about the acceleration of an economy already growing at double-digit rates.
本周在北京召開的中央經(jīng)濟(jì)工作會議正式作出了這一決定。它表明，中央政府越來越擔(dān)心，在建筑業(yè)熱潮升溫的背景下，作為經(jīng)濟(jì)增長的主要推動力，投資也在再度升溫。
The decision, formally taken at an annual economic conference in Beijing this week, signals growing concern that investment, the prime driver of growth, is picking up pace again on the back of rising construction.
政府還擔(dān)心，目前僅限于食品的通貨膨脹將會擴(kuò)大到其它領(lǐng)域。中央政策表述的變化體現(xiàn)了這方面的擔(dān)憂，也將給包括央行在內(nèi)的政策制定者以更大的行動空間，以指導(dǎo)地方金融機(jī)構(gòu)的貸款業(yè)務(wù)。
The government is also concerned that inflation, which has so far been confined to food, could spill over into other sectors. The change in language symbolises such concerns and will give policymakers, including the central bank, greater leeway to dictate the lending practices of local financial institutions.
北京咨詢公司龍洲經(jīng)訊(Dragonomics)的數(shù)據(jù)顯示，在2004至2006年間，因信貸緊縮和限制性土地政策，建筑業(yè)的增長略顯萎縮，但在2007年和2008年，勢將再次呈現(xiàn)25%的年增速。在政府發(fā)展經(jīng)濟(jì)適用房的決心推動下，出現(xiàn)了新一輪的繁榮。發(fā)展經(jīng)濟(jì)適用房是中國政府更廣泛政策的一部分，目的是更為平均地分配經(jīng)濟(jì)增長所帶來的好處。
Construction growth sagged slightly between 2004 and 2006 on credit tightening and restrictive land policies, but is now on track to grow 25 per cent year on year in 2007 and 2008, according to Dragonomics, a Beijing consultancy. The new boom has been driven by the government’s determination to boost low-cost housing as part of its broader policy to distribute the benefits of economic growth more evenly.
瑞銀(UBS)駐香港的喬納森?安德森(Jonathan Anderson)表示：“我不認(rèn)為(中國央行)想要降低內(nèi)需。央行只是想要避免任何形式的過快增長?！?“I don’t think the [central bank] wants to slow down dom?estic demand. It just wants to avoid any acceleration in growth,” said Jonathan Anderson, of UBS, in Hong Kong.
中國經(jīng)濟(jì)在今年前三個季度的增速為11.5%。根據(jù)路透社(Reuters)昨天發(fā)布的一份投行經(jīng)濟(jì)學(xué)家調(diào)查報告，所有受調(diào)查者都認(rèn)為，中國2008年的經(jīng)濟(jì)增速將會再次超過10%。
The economy grew 11.5 per cent in the first three quarters of this year. In a poll of investment bank economists published by Reuters yesterday, all said they expected growth to exceed 10 per cent again in 2008.
持久的通貨膨脹尤其令人擔(dān)心。由于食品價格持續(xù)走強(qiáng)，11月份的通脹率料將突破8月份和10月份的6.5%，再創(chuàng)新高。最新月度統(tǒng)計(jì)數(shù)據(jù)將于下周發(fā)布。
Persistent inflation is of particular concern, with new monthly figures for November, due to be released next week, on track to break the highs of August and October of 6.5 per cent, because of continued strong food prices.
本次經(jīng)濟(jì)工作會議之后發(fā)表的一份聲明指出：“政府要采取有力措施抑制價格總水平過快上漲，加強(qiáng)……基本生活必需品和其他緊缺商品的生產(chǎn)?！?/p>
“The government should take powerful measures to restrain the general level of prices from increasing too fast, and strengthen the production of life necessities...” a statement released after the conference said.
BEC中級閱讀理解材料匯總3
Private banks around the world are expected to enjoy unprecedented growth over the next three years with assets under management expected to increase by 30 per cent per annum, according to a new study.
一份新的研究報告稱，未來3年，全球私人銀行有望迎來前所未有的增長局面，預(yù)計(jì)其管理下的資產(chǎn)規(guī)模每年將增長30%。
Asia-Pacific and eastern Europe are expanding the fastest as banks rush to tap into the growing ranks of the wealthy in these markets, according to the 2007 global private banking study by PwC which questioned senior executives of 265 organisations in 43 countries.
普華永道(PwC)對43個國家265家企業(yè)的高管進(jìn)行問卷調(diào)查，發(fā)布了2007年全球私人銀行業(yè)研究報告。報告稱，亞太和東歐地區(qū)的增長最為迅速，各大銀行競相爭奪這些市場上日益擴(kuò)大的富人階層。
In Asia-Pacific, those chief executives questioned expect assets under management to increase by an annual rate of 34 per cent, and in Russia between 30 per cent and 50 per cent.
亞太地區(qū)接受問卷調(diào)查的首席執(zhí)行官們預(yù)計(jì)，該地區(qū)管理下的資產(chǎn)規(guī)模每年將增長34%，而在俄羅斯，這一增速將在30%至50%之間。
The study found that private banks planned to move into these more lucrative markets through acquisitions.
調(diào)查發(fā)現(xiàn)，私人銀行計(jì)劃通過收購進(jìn)軍這些利潤更為豐厚的市場。
Almost 90 per cent of chief executives believe there will be at least some, if not significant consolidation, in the private banking industry and more than half of chief executives questioned plan to open operations in new countries over the next two years to target new wealthy clients .
幾乎90%的首席執(zhí)行官認(rèn)為，私人銀行業(yè)至少會出現(xiàn)一些整合--如果說不是重大整合的話，而逾半數(shù)的受訪首席執(zhí)行官表示，計(jì)劃未來兩年內(nèi)在新興國家開設(shè)業(yè)務(wù)，將目標(biāo)瞄準(zhǔn)新的富?？蛻簟?/p>
Bruce Weatherill, global private banking and wealth management leader at PwC, said: “Buoyed by rising global wealth, wealth managers everywhere are anticipating extremely high rates of profitable growth that have not been seen during the 14-year history of our survey and probably at any other time.”
普華永道全球私人銀行及理財(cái)業(yè)務(wù)主管布魯斯o韋瑟里爾 (Bruce Weatherill)表示：“在全球財(cái)富日益增長的支撐下，全球各地的財(cái)富經(jīng)理正期待實(shí)現(xiàn)極高水平的有盈利的增長，在我們啟動調(diào)查的14年里，都從未見過這種速度的增長，在其它任何時期可能也是一樣。”
It was “a time when strategic choices have to be made and finite resources have to be focused on serving existing clients as well as supporting highly ambitious growth plans”。
目前“必須做出戰(zhàn)略抉擇，將有限的資源集中在為現(xiàn)有客戶服務(wù)，并且為雄心勃勃的增長計(jì)劃提供支持”。
The study also suggested that in future, wealth managers will be responsible for investing a greater proportion of their clients wealth.
研究還表明，未來財(cái)富經(jīng)理負(fù)責(zé)代理其客戶投資的財(cái)富比例將進(jìn)一步擴(kuò)大。
Currently, under half of all wealth managers hold more than 40 per cent of their clients' investable wealth - but over the next three years this proportion is expected to increase dramatically so that 80 per cent of wealth managers hold 40 per cent of a client's wealth.
目前，不到半數(shù)的財(cái)富經(jīng)理管理著其客戶逾40%的可投資財(cái)富 --但未來3年內(nèi)，這一比例有望大幅提高，屆時80%的財(cái)富經(jīng)理將管理著客戶40%的財(cái)富。
The study found the biggest challenges were recruiting and retaining enough relationship managers to support the aggressive growth of private banks.
研究發(fā)現(xiàn)，要想為私人銀行業(yè)大幅增長提供支撐，最大的挑戰(zhàn)在于招募和留住足夠數(shù)量的客戶經(jīng)理。
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